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Privacy Policy

Last updated: 26 February 2026 | Effective Date: 26 February 2026

Your Privacy Matters: This Privacy Policy explains how Unistack Software Pvt. Ltd. collects, uses, stores, and protects your personal data in compliance with the Digital Personal Data Protection Act (DPDP Act), Information Technology Act 2000, and applicable Indian laws.

1. Introduction

Unistack Software Pvt. Ltd. ("we", "us", "our", or "Company"), operating MoneyMentor Digital, is committed to protecting the privacy and security of your personal data. This Privacy Policy describes our practices regarding the collection, use, storage, and disclosure of information we collect when you visit our website or make a purchase.

Data Fiduciary: Unistack Software Pvt. Ltd. acts as the Data Fiduciary under the DPDP Act for the personal data collected through this website.

2. Information We Collect

2.1 Personal Data You Provide

Data Category Specific Data Purpose
Identity Data Full name Order processing, communication
Contact Data Email address, phone number Order confirmation, download links, support
Location Data State, Pincode Service availability verification, GST compliance
Transaction Data Order details, payment status Order fulfillment, records

2.2 Automatically Collected Data

  • Device Information: Browser type, operating system, device type
  • Usage Data: Pages visited, time spent, click patterns
  • Technical Data: IP address, browser cookies, session data

2.3 Payment Information

Payment card details are processed directly by our PCI-DSS compliant payment gateway. We do not store, collect, or have access to your complete card numbers, CVV, or banking credentials. This is in compliance with RBI tokenization guidelines.

3. Legal Basis for Processing (Consent)

Your Consent: By using this website and providing your personal data, you give your free, specific, informed, unconditional, and unambiguous consent for us to collect and process your personal data for the purposes described in this policy.

You may withdraw your consent at any time by contacting us at grievance@moneymentordigital.com.

4. How We Use Your Information

4.1 Primary Purposes

  • Process and fulfill your orders
  • Send order confirmations and download links
  • Provide customer support
  • Generate invoices and maintain transaction records
  • Verify serviceability based on your location

4.2 Secondary Purposes (With Consent)

  • Send promotional emails about new products (only with explicit opt-in)
  • Conduct surveys and gather feedback
  • Personalize your experience

4.3 Legal Obligations

  • Comply with GST and tax regulations
  • Respond to legal requests from authorities
  • Prevent fraud and ensure security

5. Data Storage & Security

5.1 Where We Store Your Data

Your personal data is stored on secure servers located in India. We use industry-standard security measures including:

  • SSL/TLS encryption for data transmission
  • Encrypted database storage
  • Access controls and authentication
  • Regular security audits

5.2 Data Retention Period

Data Type Retention Period Reason
Order & Transaction Data 8 years Tax & legal compliance
Account Data Until deletion request Service provision
Download Tokens 72 hours Download access
Session Data 24 hours Website functionality

6. Cookies & Tracking Technologies

6.1 Types of Cookies We Use

  • Essential Cookies: Required for website functionality (shopping cart, session management)
  • Analytics Cookies: Help us understand how visitors use our website

6.2 Managing Cookies

You can control cookies through your browser settings. Note that disabling essential cookies may affect website functionality.

7. Information Sharing & Disclosure

7.1 We Do NOT

  • Sell your personal data to third parties
  • Share your data for marketing purposes without consent
  • Trade or rent your information

7.2 We May Share With

  • Payment Processors: To process transactions (they have their own privacy policies)
  • Email Service Providers: To send transactional emails
  • Legal Authorities: When required by law or court order
  • Professional Advisors: Accountants, lawyers (bound by confidentiality)

8. Your Rights Under DPDP Act

As a Data Principal, you have the following rights:

  • Right to Access: Request a summary of your personal data we hold
  • Right to Correction: Request correction of inaccurate or incomplete data
  • Right to Erasure: Request deletion of your personal data (subject to legal retention requirements)
  • Right to Withdraw Consent: Withdraw your consent at any time
  • Right to Grievance Redressal: Lodge complaints about data handling
  • Right to Nominate: Nominate another person to exercise your rights

How to Exercise Your Rights

To exercise any of these rights, contact us at:

  • Email: grievance@moneymentordigital.com
  • Subject line: "Data Principal Rights Request"
  • We will respond within 30 days

9. Children's Privacy

Our website and products are not intended for children under 18 years of age. We do not knowingly collect personal data from minors. If you believe we have collected data from a minor, please contact us immediately.

10. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices of these external sites. We encourage you to read their privacy policies before providing any personal data.

11. Data Breach Notification

In the event of a data breach that poses a risk to your rights and freedoms, we will:

  • Notify the Data Protection Board of India as required by law
  • Inform affected individuals without undue delay
  • Take immediate steps to mitigate the breach

12. Changes to This Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated "Last Updated" date. We encourage you to review this policy periodically. Continued use of our services after changes constitutes acceptance of the updated policy.

13. Grievance Officer & Contact

Grievance Officer Details

In accordance with the Information Technology Act, 2000 and DPDP Act:

Grievance Officer / Data Protection Officer: Vydyapu Narasimhulu

Email: grievance@moneymentordigital.com

Phone: +91-7207465764

Address: #769, 2nd Floor, 1st Cross, Ring Road, Kengeri Upanagar, Bangalore - 560060

Response Time: We will acknowledge your request within 48 hours and provide a resolution within 30 days.

14. Contact Us

For any privacy-related questions, concerns, or to exercise your rights, please contact us:

  • Email: info@moneymentordigital.com
  • Phone: +91-7207465764
  • Address: #769, 2nd Floor, 1st Cross, Ring Road, Kengeri Upanagar, Bangalore - 560060
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MoneyMentor

Unistack Software Pvt. Ltd.

GSTIN: 29AADCU9220E1ZB

Policies

  • Terms & Conditions
  • Privacy Policy
  • Refund Policy
  • Delivery Policy

Contact

  • info@moneymentordigital.com
  • +91-7207465764

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